One of the steps for NCLT homebuyer applicants is to complete a Homebuyer Education Seminar and give NCLT a copy of the certificate of completion. This is also a requirement for any Fannie Mae backed loan for first time homebuyers. Several agencies with homebuyer education seminars as well as financial counseling and assistance programs are listed below. Please contact the program(s) to verify their process. Please also verify that the homebuyer education seminar is certified by Fannie Mae.
LFCD provides group and one-on-one rental and first time homeownership counseling. Housing counselors provide pre-purchase workshops in Cantonese, Spanish and English
Phone: (510) 533-8850
NACA is a non-profit community advocacy and housing services organization, certified by the City of Oakland. Their program offers access to below market rate loans as well as a neighborhood stabilization fund that assists with mortgage default.
Phone: (510) 652-6622
To register for a workshop: (888) 302-6222